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There is a 7% transfer tax, notary and land registry fees will be around €1,800 and lawyers fees are normally 1% + VAT, so all in all you will need to allow an extra 10 -11% on top of the purchase price.

As well as electricity and water bills, you will have to pay a local property tax (I.B.I.) and also community fees if the property has communal facilities such as a pool, lifts, gardens etc.
Mortgages are available subject to status, normally up to 70% of the purchase price. You may find it difficult to obtain a mortgage on a property of rustic classification outside of a urban area.
No, but it is strongly recommended that you do. We can provide you with details of local lawyers who speak your language.
Your lawyer will check the property at the land registry and also at the local property tax registry (catastral) to make sure everything is correct. Once these checks are completed, he will then draw up the purchase contract along with an inventory if the property is being sold furnished. On signing of this contract a balance of a 10% deposit will be payable.
It is a foreigner's identification number. When a property is purchased it is registered to your name and N.I.E. number.


There are agent’s costs, plus valía tax (a local tax paid on the sale of property) and also a 3% tax retention if you are not a Spanish resident. The costs and taxes do vary so you are advised to take advantage of our free valuation and costs assessment service. Just email us a short description of your property to start the process, info@nerjamar.com.

Generally no, the exceptions are if there is some legal aspect of your property that needs to be corrected, you do not intend to be in Spain for the notary and wish to issue a power of attorney, or quite simply you feel more comfortable having a lawyer.

Prior to completion a "certificado de deuda" or mortgage redemption statement is obtained from the bank to confirm the amount owed. A representative from the bank attends the notary on the day of completion and collects a bank cheque for this amount. They also sign a mortgage cancellation deed at this time and this document is then sent to the land registry to cancel the mortgage there. This also means that there are notary and land registry fees associated with the cancellation (approx. € 850).

We will need to have on file either a copy of your title deed (escritura) or copy of the land registry entry (nota simple) as well a recent I.B.I. (local property) tax bill. We also now need a energy performance certificate for the property. If you don’t have one, we can help you to obtain one.

The buyer’s lawyer will normally do it. He will need the new escritura so it is done after the completion. Meter readings aren’t usually needed as final bills are issued taking into account average consumption and the date of completion on the new escritura.

The buyer's lawyer will retain any outstanding amounts from the purchase price to ensure everything is paid up to date.

No, this can be done via email and courier service.

Normally yes, although you could issue a power of attorney for someone else, typically a lawyer, to sign on your behalf.